Introducing Early Financial Literacy through Saving and Simple Recording Activities for TPA An-Najwa Students in East Jakarta

Imelda Sari; Andri Gunawan; Masagus Asaari

doi:10.58777/ecd.v4i1.576

Authors

Imelda Sari Faculty of Economics and Business, YARSI University, Jakarta
Andri Gunawan Faculty of Economics and Business, YARSI University, Jakarta
Masagus Asaari Faculty of Economics and Business, YARSI University, Jakarta

DOI:

https://doi.org/10.58777/ecd.v4i1.576

Keywords:

Financial Literacy, Love Of Saving, Love Of Taking Notes, Early Childhood, Community Service

Abstract

This Community Service (PKM) activity aimed to improve early childhood financial literacy through the “Happy to Save” (GEMBUNG) and “Happy to Record” (GENCAT) programs for students at the An-Najwa Al-Qur'an Education Park (TPA), Palasan, Cakung, East Jakarta. The program was motivated by the low awareness of elementary school-aged children regarding saving habits and simple financial record-keeping. The activity was implemented through educational sessions, simulations, games, and direct mentoring, using an interactive, practical approach. The program consisted of two main activities: education on the importance of saving and training in simple financial recording using mini savings books. The results showed increased student understanding and awareness of saving behavior, reflected in students' ability to distinguish needs from wants, record daily savings, and begin saving regularly after the program. Participants also demonstrated high enthusiasm and active participation throughout the activities. In addition, the program received positive support from TPA management and parents, indicating its potential for sustainability as part of character-building education. Therefore, the GEMBUNG and GENCAT programs can serve as an initial foundation for developing financial literacy and responsible financial behavior from an early age.

References

Antonio Syafi’i Muhammad. (2001). Bank Syariah dari Teori ke Praktek. Gema Insani bekerjasama dengan Tazkia Cendikia.

Gani Abdul Romlah, Soviah Fiska Ori, Rahmawati. (2019). Penyuluhan Membangun Kesadaran Menabung Sejak Dini Pada Siswa Sdn 2 Lengkong Wetan Kelurahan Lengkong Wetan Tangerang Selatan Banten. Prosiding Seminar Nasional Pengabdian Masyarakat LPPM UMJ]. Available from: http://jurnal.umj.ac.id/index.php/semnaskat

Gani, A. R., Soviah, F. O., & Rahmawati. (2019). Penyuluhan membangun kesadaran menabung sejak dini pada siswa sekolah dasar. Prosiding Seminar Nasional Pengabdian Masyarakat LPPM UMJ, 1–7.

Putri, D. A., & Lestari, S. (2021). Literasi keuangan anak usia sekolah dasar melalui pengelolaan uang saku. Jurnal Pendidikan Ekonomi, 14(2), 85–94.

Putri, D. A., & Lestari, S. (2021). Literasi keuangan sebagai bagian dari pendidikan berkelanjutan pada anak usia sekolah dasar. Jurnal Pendidikan Ekonomi, 14(2), 85–94.

Sabilla (2023). Pelatihan pencatatan keuangan sederhana dan pengenalan literasi keuangan terhadap siswa sekolah dasar. Welfare: Jurnal Pengabdian Masyarakat, 1(3), 254–260.

Sabilla Putri Annaya.,et al. Pelatihan Pencatatan Keuangan Sederhana dan Mengenalkan Literasi Keuangan Terhadap Siswa SD di Desa Kwasen. Welfare: Jurnal Pengabdian Masyarakat Volume 1, Issue 3,2023e-ISSN: 2986-5824.

Shim, S., Barber, B. L., Card, N. A., Xiao, J. J., & Serido, J. (2010). Financial socialization of first-year college students: The roles of parents, work, and education. Journal of Youth and Adolescence, 39(12), 1457–1470.

Smith, J., & Johnson, L. (2020). Teaching financial literacy in primary schools. Journal of Financial Literacy and Education.

Susanti Hera Keuis, Yunita Renisya, Fauzi Rostika Lia. (2024). Pengenalan Akuntansi Sejak Dini. Attamkim: Jurnal Pengabdian Masyarakat. Vol 1 No. 1.

Susanti, H. K., Yunita, R., & Fauzi, R. L. (2024). Pengenalan akuntansi sejak dini sebagai upaya peningkatan literasi keuangan anak. Attamkim: Jurnal Pengabdian Masyarakat, 1(1), 15–22.

Rahayu, W. & Febby, R. (2024). Peran Pendidikan Sekolah Dasar dalam Membangun Kesadaran Menabung dan Pemahaman Awal Tentang Akuntansi : SLR. Journal of Elementary Educational Research Volume 4(1) 2024, 13-34. http://ejournal.iain-manado.ac.id/index.php/jeer